Mortgage Calculator
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Mortgage Calculators
Try all of our mortgage calculators below!
Refinance | Conventional | FHA | VA
Why Should You Use Our Refinance Calculator?
- Check to see if refinancing is right for you.
- Estimate how much you can save.
| Start an Application | | Search for Homes |
Refinance
Term Key*
Current Loan Amount: Original loan amount
Current Term: Full original term length in months
Origination Year: Year you originally got your mortgage
New Loan Amount: Amount you owe on your home currently
New Interest Rate: An estimate can be found on our Rates page under mortgage
Interest Rate: Original percentage of principal charged by the lender
New Loan Term: Number of months
New Monthly Payment: Estimated payment
Reinance Fees: Cost to refinance
Lifetime Savings: Estimated total savings
Calculators: Refinance | Conventional | FHA | VA
Who Should You Use Our Conventional Calculator?
- Credit Score 640+
- 50% or less Debt to Income Ratio
- Low Debt
- Minimum Down 3%
- Not you? Check out our other calculators below.
| Start an Application | | Search for Homes |
Conventional
Term Key*
Purchase Price: Home market price
Mortgage Term: Number of years
Down Payment: Initial up front payment due upon closing in percentage
Annual Taxes: Total amount of estimated tax (leave this at 1%)
Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)
Annual Insurance: Average in California is $1,166 according to insurance.com
Monthly HOA: Home owners association dues per month
Principal & Interest: Total Cost of the loan
Monthly Insurance: Estimated insurance cost per month
Monthly Taxes: Estimated tax cost per month
Calculators: Refinance | Conventional | FHA | VA
Who Should Use Our FHA Calculator?
- Credit Score 580+
- 50% or less Debt to Income Ratio
- Minimum Down 3.5%
| Start an Application | | Search for Homes |
FHA
Term Key*
Purchase Price: Home market price
Mortgage Term: Number of years
Down Payment: Initial up front payment due upon closing in percentage
Annual Taxes: Total amount of estimated tax (leave this at 1%)
Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)
Mortgage Insurance: For loan amounts greater than 80%
Annual Insurance: Average in California is $1,166 according to insurance.com
Monthly HOA: Home owners association dues per month
Principal & Interest: Total Cost of the loan
Monthly Insurance: Estimated insurance cost per month
Monthly Taxes: Estimated tax cost per month
Calculators: Refinance | Conventional | FHA | VA
Who Should Use Our VA Calculator?
- Minimum credit score varies
- Minimum Down 0%
- Eligible to obtain a COE from VA
| Start an Application | | Search for Homes |
VA
Term Key*
Purchase Price: Home market price
Mortgage Term: Number of years
Down Payment: Initial up front payment due upon closing in percentage
Annual Taxes: Total amount of estimated tax (leave this at 1%)
Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)
VA Funding Fee: VA fee
Annual Insurance: Average in California is $1,166 according to insurance.com
Monthly HOA: Home owners association dues per month
Principal & Interest: Total Cost of the loan
Monthly Insurance: Estimated insurance cost per month
Monthly Taxes: Estimated tax cost per month
Calculators: Refinance | Conventional | FHA | VA