Traditional term loans are the standard lending option where you receive a lump sum of capital upfront. With scheduled monthly payments including principal and interest, these loans offer a structured repayment plan. Traditional term loans are ideal for businesses seeking funding for growth, purchasing equipment, or other capital expenditures.
Construction loans are short-term financing options designed for the construction or major renovation of commercial properties. These loans provide periodic disbursements to cover the costs during the construction phase, and generally require refinancing into a permanent mortgage once construction is complete.
A business line of credit offers flexible access to funds whenever your business needs it. Unlike traditional loans, you only pay interest on the funds you use. This financial tool is excellent for managing cash flow, handling unexpected expenses, or taking advantage of new opportunities.
Commercial mortgages are specifically tailored for the purchase or refinancing of commercial real estate properties. Whether you're acquiring new premises, expanding your facilities, or refinancing an existing property, commercial mortgages provide the necessary funding over an extended repayment period.
Bridge loans are short-term loans designed to “bridge” the gap between immediate financing needs and the securing of long-term financing. These are ideal for businesses that need quick capital for opportunities or emergencies and expect to have long-term financing or additional capital soon.
SBA Loans, backed by the U.S. Small Business Administration, offer lower interest rates and flexible terms to small businesses. These loans can be used for a variety of purposes including business expansion, equipment purchases, or working capital. SBA Loans are known for their more favorable and accessible terms compared to traditional loans.