Ready for Your Dream Home?

Embarking on the journey to find your next dream home is an exciting chapter in your life. At Lending Direct, we’re dedicated to guiding you through every step of the process, ensuring a seamless and enjoyable experience.

Residential

Whether you’re a first-time buyer or looking to upgrade to a larger space, we offer comprehensive residential mortgage services tailored to meet your unique needs.

Residential Mortgage Services

Whether you’re a first-time buyer or looking to upgrade to a larger space, we offer comprehensive residential mortgage services tailored to meet your unique needs. Our team of experts is here to provide personalized support, from exploring your financing options to securing the perfect mortgage that aligns with your financial goals.

Let's Make Your Dream Home a Reality

Choosing the right mortgage is crucial in making your dream home a reality. Our dedicated agents are on hand to help you navigate the complexities of the mortgage landscape, ensuring you make informed decisions every step of the way.

Featured Loans

Embarking on the journey to homeownership should be an exciting experience. Our team is committed to providing you with the expertise and support needed to make informed decisions. Reach out to one of our knowledgeable agents today and take the first step towards owning your dream home.

Fixed-Rate Mortgage

A fixed-rate mortgage offers an interest rate that remains the same throughout the life of the loan. This stability makes budgeting easier, as your monthly principal and interest payments won’t change over time.

FHA Loan

FHA loans are government-insured loans that offer lower down payment requirements and more flexible qualification criteria compared to conventional loans. An attractive option for first-time homebuyers.

VA Loan

VA loans are government-guaranteed mortgages for veterans, active-duty service members, and their families. They offer benefits such as no down payment and no private mortgage insurance.

Adjustable-Rate Mortgage

ARMs have interest rates that can change over time, typically in relation to an index. While ARMs often start with lower rates compared to fixed-rate mortgages, they can fluctuate, affecting your monthly payments.

Jumbo Loan

Jumbo loans are designed for buying luxury properties or homes in highly competitive local real estate markets. They exceed the conforming loan limits and typically come with slightly higher interest rates.

USDA Loan

USDA loans are designed for homebuyers in rural and suburban areas. Backed by the US Department of Ag, they offer 100% financing, reduced mortgage insurance costs, and below-market mortgage rates.

Home Equity Loan

Home equity loans allow homeowners to borrow against the equity they have built up in their home. These loans can be used for home improvements, debt consolidation, or other major expenses.

Refinance

Refinancing involves replacing your mortgage with a new loan, often with better terms or lower interest rate. Reduce your monthly payments, help you pay off your mortgage faster, or tap into your equity.

Interest-Only Mortgage

Interest-only mortgages allow you to pay only the interest on the loan for a set period. After this period, the loan re-amortizes, and you begin paying both principal and interest, which can increase your monthly payments.

For inquiries contact:

Lending Direct
Michael Friedman
(800) 818-0425
michael@lending-direct.com

Get in contact with one of our representatives today.